Home-Buying Guides

Practical guides, tips, and answers for Seattle & Eastside home buyers.

Buying a Home on Septic or Well in King County, WA
King County's property-transfer septic inspection rule, well water testing, the OSSM notice, and the NWMLS addenda that come with a septic-or-well purchase.
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Real Estate Excise Tax in Washington: What Home Buyers Need to Know
Does the buyer pay real estate excise tax in Washington? Here's how REET's graduated 2026 state rates, King County's local 0.5% add-on, and seller liability actually work.
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Buyer Agent Commission Rebates in Washington, Explained
Are commission rebates legal in Washington? Yes — here's how they're paid at closing, lender IPC limits, IRS tax treatment, and how they compare to a flat fee.
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Contingent vs. Pending in Washington: Can You Still Make an Offer?
What "Contingent" and "Pending" mean on a Redfin, Zillow, or NWMLS listing, when a backup offer is worth writing, and NWMLS's new 2026 "First Look" pre-marketing status.
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Condo vs. Townhouse in Washington: Which Should You Buy?
What you actually own, how HOA dues and reserves differ, why FHA/VA financing adds an extra step for condos, and 2026 Eastside price data to compare the two.
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Buying a Home in Kenmore, WA: A 2026 Buyer's Guide
Lake Washington waterfront, Kenmore Air's seaplane base, one top school district shared with Bothell & Woodinville, and a downtown rebuilt from scratch — what sets Kenmore apart.
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Sewer Scope Inspections: What Washington Home Buyers Need to Know
What a sewer scope checks, what it costs, why Eastside & Seattle homes with old clay or Orangeburg pipe fail, and how to order one under Washington's Form 35 inspection contingency.
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Rate Buydowns & Seller Credits: How Washington Buyers Lower Their Payment
Temporary vs. permanent buydowns, FHA/VA/conventional seller-contribution limits, and how to negotiate a credit into your offer in today's more balanced Eastside market.
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Mortgage Pre-Approval: What Washington Buyers Need to Know
Pre-qualified vs. pre-approved, the documents lenders want, how a hard credit pull really affects your score, and how long a pre-approval letter actually lasts.
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Buying a Home in Bothell, WA: A 2026 Buyer's Guide
A city split between two counties, one top school district shared with Woodinville and Kenmore, and a biotech hub anchored by the former Seagen campus — what sets Bothell apart on the north Eastside.
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Buying a Home in Renton, WA: A 2026 Buyer's Guide
Boeing's 737 plant, a Redfin median under $670K, and the most affordable city near the Eastside job corridor — neighborhoods, schools, and what sets Renton apart.
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Buying a Home in Woodinville, WA: A 2026 Buyer's Guide
Wine country, one top school district, and a $1.2M+ median price — what sets Woodinville apart, from Chateau Ste. Michelle's new local owners to the shortest commute to Redmond on the north Eastside.
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Buying a Home on Mercer Island, WA: A 2026 Buyer's Guide
A new light rail station, one school district for the whole island, and a $2M+ median price — what sets Mercer Island apart from the rest of the Eastside.
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Buying a Home in Issaquah, WA: A 2026 Buyer's Guide
Schools, neighborhoods from Issaquah Highlands to Talus, 2026 prices, Costco's hometown, and why Issaquah's downtown and I-90 access set it apart from Sammamish.
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Buying a Home in Sammamish, WA: A 2026 Buyer's Guide
School district boundaries, neighborhoods from Klahanie to Sahalee, 2026 prices, and why so many Sammamish homes come with an HOA.
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HOA & Condo Documents in Washington: What to Review Before You Buy
The resale certificate, the $275 fee cap, your 5-day right to cancel, and the 2026 law changes affecting every Eastside condo or HOA buyer.
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Relocating to the Seattle Eastside for a Tech Job
Moving for Microsoft, Amazon, or Google? Where tech workers buy in Bellevue, Redmond & Kirkland, how to budget, time your purchase, and keep thousands on your agent.
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New Construction: Do You Need a Buyer's Agent?
The builder's agent works for the builder — not you. Why your own buyer's agent matters on a new-construction home, and how to keep the cost low.
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The Buyer Brokerage Agreement in Washington, Explained
What Washington's required buyer agreement (RCW 18.86) means — the 60-day term, exclusive vs. non-exclusive, the fee, and what to check before you sign.
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The Home Inspection in Washington: Should You Waive It?
Waiving inspection can win a competitive Eastside offer — and it's the riskiest thing a buyer can do. How the contingency works, pre-inspections, and safer middle paths.
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The Appraisal Gap in Washington: When a Home Appraises Low
Your Eastside offer won — then the appraisal came in under contract price. What an appraisal gap means, your four options, appraisal contingencies, and gap coverage.
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Earnest Money in Washington: How Much & Is It Refundable?
How much earnest money Washington buyers put down, where the deposit is held, and exactly when you get it back — or lose it — plus how to protect it on the Eastside.
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Closing Costs in Washington: What Home Buyers Actually Pay
Escrow, title, lender fees, prepaids, and earnest money — a clear breakdown of buyer closing costs in Washington, how much to budget, and ways to save.
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How to Win a Bidding War in Seattle & the Eastside
Well-priced Eastside homes draw multiple offers fast. Here's how to win with escalation clauses, smart contingencies, earnest money, and terms — without overpaying.
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First-Time Home Buyer Guide: King County & the Eastside (2026)
From budgeting and pre-approval to WA down payment help, offers, and closing — a step-by-step guide for first-time buyers, plus how a flat fee saves you thousands.
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Flat Fee vs. Traditional Buyer's Agent in Washington: What You'll Actually Pay
A side-by-side look at flat-fee vs. a traditional 2.5% buyer's agent — what each includes, what you'll actually pay, and how much you save on a typical Eastside home.
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Who Pays the Buyer's Agent in Washington State? (2026 Guide)
The rules changed after the 2024 NAR settlement. Here's who actually pays buyer-agent commission, what a Buyer Brokerage Agreement is, and why flat-fee representation is on the rise.
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